Monday, April 2, 2007

As one LAX project ends, another begins

The southernmost runway reopens as more-risky construction starts on a taxiway between two airstrips.
By Jennifer Oldham, Times Staff Writer; April 2, 2007

Even as they reopen the southernmost runway at Los Angeles International Airport today, officials are looking ahead to a more dangerous project: building a parallel taxiway between two runways while jets traveling more than 100 mph take off and land just yards away on each side.


Dozens of excavators, oversized dump trucks and other machines will toil 20 hours a day to build a 1.8-mile-long concrete taxiway on the airport’s south side, even as controllers work to wedge in hundreds of flights around them.

“This is, without a doubt, a greater safety concern,” said Jake Adams, runway project manager for the city’s airport agency. “We’re taking the appropriate measures to make sure the contractor does what he’s supposed to do.”

Airport officials said they were satisfied with Tutor-Saliba Corp. and its subcontractors’ safety record during reconstruction of the southernmost runway, 55 feet farther away from its twin. The project is coming in 7% under budget and only about a week late despite some unexpected obstacles.

“We put in $170 million worth of runway work in seven months and blew everyone’s mind,” said Ronald N. Tutor, president of Tutor-Saliba. “It was uneventful.”

Even so, building inspectors cited the firm and its subcontractors several times since work began in July for not complying with stringent safety requirements, a Times review of inspection reports found.

The requirements included erecting orange plastic fencing around various job sites, installing beacons and large orange-and-white checkered flags on construction vehicles, not overloading trucks and providing flagmen to ensure that trucks yield to aircraft.

The citations were meant in large part to reinforce safety rules so the contractor and workers understood the importance of adhering to them when construction on the center taxiway begins this month, Adams said. Officials expect to complete the project in June 2008.

The city’s airport agency spent years trying to convince residents and the City Council that it needed to rework the south airfield at LAX to prevent close calls between aircraft on the ground.

About 80% of such incidents occurred on the south side when pilots landed on the outer runway, turned onto a series of taxiways and stopped too close to the inner runway, where aircraft take off. LAX historically has had among the nation’s highest rates of so-called runway incursions.

By moving the southernmost runway and installing a center taxiway, officials hope to cut down on incursions. When the project is finished, pilots will be directed by controllers after they land to turn onto the taxiway, where they will await clearance to cross the inner runway.

A settlement agreement forged between airport-area communities and the agency in late 2005 allowed some projects in Mayor James K. Hahn’s $11-billion LAX modernization plan to proceed — including the $330-million south airfield reconstruction.

Moving the southernmost runway was a massive undertaking that required months of planning to reorchestrate the airport’s 1,800 flights a day.

Airlines and air traffic controllers were concerned that shutting down one of the airport’s four runways for the project would cause delays, not just at LAX, but also at other regional airports.

But things went relatively smoothly. Less than 1% of all flights from July through March experienced reportable delays — or those 15 minutes or longer — as a result of the runway closure, according to air traffic control data.

Officials said months of planning by the FAA and the airport agency, fewer operations at LAX and good weather helped keep delays at bay.

“I’ll bet if you spoke with the average passenger flying through here, they wouldn’t have known anything was different,” said Marv Shappi, operations manager at the LAX tower.

Project managers also managed to avoid concrete shortages common in today’s busy construction environment by calling on several pre-approved suppliers.

There were several problems, however. Early on, workers discovered a 1,200-foot runway buried near the Sepulveda Tunnel. The 1940s-era runway wasn’t on construction documents and required the contractor to stop the entire project to remove the concrete. The excavation cost $1.3 million and delayed reconstruction efforts for 23 days.

There also were several incidents involving damage to “critical cables” that supplied power and information to sensitive equipment that pilots use to navigate the airfield, according to a letter from the Federal Aviation Administration to the city’s airport agency obtained through a Freedom of Information Act request.

Correspondence between George Aiken, the FAA’s manager for safety and standards, and Lydia Kennard, then the agency’s executive director, points to four instances from Aug. 7 to Dec. 8 when workers severed or damaged cables. Flights were delayed in a Nov. 7 incident after a contractor sliced through a cable, cutting power to lights that pilots relied on to orient aircraft for takeoff and landing on the inner runway on the airport’s south side.

In additional correspondence, Kennard attributed the problems to the contractor, who, she wrote, failed to mark the conduits properly or didn’t “exercise proper care” when working around them. Tutor-Saliba referred questions on the matter to the airport agency.

The agency promised to increase inspections of construction activities, according to a follow-up letter March 28 from Aiken to Samson Mengistu, the agency’s acting executive director. In it, the FAA reminded airport officials that they must “strictly enforce airfield safety” to ensure construction doesn’t interfere with navigation aids.

As for the center taxiway, it will be built in multiple phases to allow officials to rebuild a series of taxiways that connect the southern runways while continuing to operate an active airfield. The inner runway will have to be closed periodically to allow workers to stitch on these taxiways. The closures may come from 1 to 7 a.m. and could affect heavy jets headed to Asia that typically depart in the early morning.

Since the inner runway on the airport’s south side is its longest, carriers must plan ahead for its closure to ensure that their aircraft aren’t too heavy to take off on one of LAX’s three other runways.

“Were talking about less than a half dozen airlines,” said Frank Clark, executive director of the nonprofit organization that represents carriers operating at the Tom Bradley International Terminal.

He said the airport agency is “good about giving them advance notice … so they can plan accordingly if they have to hold off cargo and work it through other cities.”

Air traffic controllers said center taxiway construction will not require them to reroute flights as extensively as they did when the southernmost runway was closed.

When the runway reopens, however, controllers will need some time to adjust to directing planes onto fewer taxiways between the two runways on the south side, said Shappi, the operations manager at the LAX tower.

Residents also will be in for an adjustment period when flights resume on the southernmost runway. Airport officials are bracing for noise complaints from neighboring communities.

“We’re really concerned about the perception of the runway being 55 feet closer,” said Adams, the airport agency’s runway project manager. “For the last eight months, they’ve had a wonderful silence. The reality is the runway is not significantly louder now.”


jennifer.oldham@latimes.com
Posted by M at 19:23:13 | Permalink | No Comments »

3rd St. rail line goes full-time on Saturday

Rachel Gordon, Chronicle Staff Writer; Monday, April 2, 2007

Muni Metro T-Third Line. Chronicle Graphic A northbound streetcar on Third Street near 18th Street h... A Muni streetcar heads south on Third Street past Innes A...

The San Francisco Municipal Railway will remove the training wheels from the new Third Street streetcar line when it begins full service Saturday, and only then will officials know whether their promise of improved transit service for the city’s southeastern neighborhoods will be fulfilled.

One of the biggest questions is whether the $648 million rail project will provide a faster ride than the workhorse 15-Third bus line that has served the corridor for 67 years and will be retired when the streetcar takes over.

If a Chronicle reporter’s ride two weekends ago was any indication, there’s a lot of work to do. It took one hour to get from the end of the line in the Visitacion Valley neighborhood near the Daly City border to Fourth and King streets near the Giants ballpark in San Francisco’s South of Market neighborhood. That’s double the time that Muni hopes to achieve with the new line.

But officials are quick to point out that the new streetcar line, officially known as the T-Third, is in the test phase and that the slower running times were anticipated during the period. Still under way, they say, is training for the operators learning the new stretch of track, tweaking of the new high-tech signals and testing the electrical system to make sure it can handle the load without shutting down.

“We’re still in testing mode and knocking out the kinks, getting through the myriad of things that could go wrong,” said San Francisco Municipal Transportation Agency chief Nathaniel Ford.

Muni began weekend testing of the new streetcar line in January as part of a soft-launch, temporarily allowing passengers to ride for free. On Saturday, the 5.1-mile T-Third will join the rest of the Metro light-rail system full-time, and within a decade is expected to carry 71,000 riders per day.

Ford said the travel-time goals are: 23 minutes between Visitacion Valley and the ballpark, and 47 minutes between Visitacion Valley and the Castro Station. During the trial period, the run times have averaged 27 minutes and 54 minutes, respectively, Ford said.

During the weekend tests, passengers have been allowed to ride for free and ridership has been light — two factors that speed boarding — and traffic hasn’t been as heavy as it would be on weekdays, meaning that the trains don’t have to contend with as much time-consuming congestion.

On the other hand, Ford said the trains deliberately have been running at a slower-than-optimal speed, partly as a precaution because people driving cars in the area still are getting used to the fact that trains are running down the middle of Third Street and new traffic rules are in place.

Ford predicted success come opening day.

“It took decades to get to this point,” said Ford, who inherited the project when he took the top post at Muni 14 months ago. “We’re very proud of getting to this milestone.”

Janet Tyler, a 24-year-old receptionist who recently moved back into her mother’s Bayview district home and works downtown, now rides the 15-Third — a trip she said now usually takes her about 45 minutes — and hopes the change will make her commute swifter and smoother.

“What I heard from friends is that the train is slow,” Tyler said Thursday morning as she waited for the bus on Third Street. “But Muni says it will get better. I hope they’re right. People out here have waited a long time for this.”

Completion of the project was more than a year behind schedule and ran more than $150 million over the original cost estimate. It has been in the works for more than 20 years — construction began in 2002 — and represents more than just another capital project.

It also represents a real and symbolic link between neighborhoods in the city’s economically struggling and largely black and Asian southeastern neighborhoods with the political and financial strongholds downtown. The project even has a slogan: “Connecting people. Connecting communities.”

Mayor Gavin Newsom has a lot riding on the project. Newsom, running for re-election in the fall, has made improving the city’s troubled transit system a top priority and the T-Third line can be used to showcase an accomplishment or be held up by critics as a failure.

The mayor said last week he is confident that the new light rail line won’t disappoint.

“No one expects it to be perfect from day one; people have to be a little patient,” he said. “But there will be better service, better on-time performance, more convenience. Otherwise, we made a $648 million miscalculation — but I don’t believe that to be the case.”

Posted by M at 19:11:32 | Permalink | No Comments »

Seductive Machines for City Living

By NICOLAI OUROUSSOFF; Published: April 2, 2007

In today’s Manhattan, there are few better ways to assume the mantle of sophistication than shelling out millions to live in a building designed by a famous architect. The result is a surfeit of architects pumping out emblems of conspicuous consumption.

Archpartners 2007
A rendering of Mr. Nouvel’s West 19th Street apartment building, with windowpanes set at different angles.
Ateliers Jean Nouvel 2007
An interior of the West 19th Street building designed by Jean Nouvel, showing the variation in the windows.

But on occasion the result is also exquisite architecture.

Two new residential buildings designed by the French architect Jean Nouvel even raise the possibility that hedonistic materialism is good for the soul. Both buildings — one nearing completion in SoHo, the other just getting under way in Chelsea — are being marketed as collectibles for the ultra-rich, but they are more than baubles.

Their dreamy lobbies and sleek apartments conjure the kind of voyeuristic fantasy that, as Hitchcock understood, makes city life so tantalizing. At the same time they take their cues from the rough edges — empty lots, blank brick walls, rooftop graffiti — that express New York’s essential gritty identity.

Of the two the SoHo building is the more restrained. Its muscular steel frame rises on Grand Street between Broadway and Mercer, formerly a light-manufacturing area, later an art mecca and now a trendy shopping district overrun with tourists. The neighborhood’s once-derelict cast iron-frame buildings are now prized real estate.

Mr. Nouvel doesn’t reject this history; he tips his hat to it, showing us what can be accomplished through ingenious planning and calculated consideration of the setting. The building’s heavy steel frame, for instance, can be read as an updated version of those cast-iron structures that give SoHo its industrial character. The height of its five-story base loosely follows the cornice line of the masonry buildings along Broadway, and the upper floors are set back from the street to make room for large terraces, at eye level with the nearby rooftops.

Architects will doubtless notice how the steel I-beams framing the exterior play on the formal elegance of Mies van der Rohe’s Seagram Building uptown, perhaps the city’s greatest Modernist landmark. They also bring to mind the glass-and-steel grids of Richard Meier’s recent residential towers on the West Side Highway at Perry Street and Charles Street.

Mr. Meier’s finely detailed creations suggest the cool precision of a Swiss watch, but Mr. Nouvel is after something more slyly playful. Mr. Meier likes his steel white; Mr. Nouvel, battleship gray. The I-beams in Mr. Nouvel’s SoHo building are set flush with the glass, giving it a taut profile. The rear, overlooking a narrow empty lot that will be transformed into a private garden, is treated as a raw concrete wall punctured by unadorned windows: the kind of blank side wall we associate with humdrum tenements.

There are other signs that this building is not ready to conform. In a rather strained note, an odd trellis-like structure decorated with blue glass louvers wraps over the building’s top corner, a kind of contemporary cupola meant to contrast with the dome of the 1909 Police Building a few blocks away. Horizontal bands of dark blue and red glass interrupt the purity of the street facades. On warm days big mechanized glass panels set into the facade — essentially moving walls — will slide open, transforming the apartments into covered terraces and giving the building the appearance of an elaborate machine.

Mr. Nouvel has played this trick before — most notably in his Nemausus housing project in Nîmes, France — to allow the messiness of the apartments to spill into view, breaking down the distance between the building’s inner life and the life of the street. (Picture, if you will, how much livelier the SoHo building would be with satellite antennas and clotheslines strung between the windows.)

It’s only when you step inside that you experience the building’s underlying hedonism. The lobby, not yet finished, is conceived as a vertical slot, extremely high and narrow, framed by windows overlooking a leafy tree-filled garden on one side; on the other, panels of reflective glass are superimposed with black-and-white images of a forest.

As you proceed through the lobby, the images will dissolve into spectral scenes, a haunting fairy tale landscape of trees, real and fake, and shadowy figures. A slot of glass laid into the lobby floor allows you to peek down at an underground pool in which residents will be visible bathing surrounded by white marble.

Real estate agents, no doubt, have promised glimpses of a dripping wet Uma Thurman (who has been dating André Balazs, the building’s developer), although you’re more likely to spot an overweight bond trader. But who cares? The point is titillation. And once you enter the apartments, the views are truly stupendous: elaborate cornices, wrought iron facades, wood water towers and rooftop graffiti.

By comparison Mr. Nouvel’s building on the West Side Highway has an unvarnished, raucous quality. Scheduled for completion in late 2008, it will rise on 19th Street across from Frank Gehry’s sparkling new IAC building, which might well have inspired Mr. Nouvel to pump up the glitz factor.

As with the SoHo Building, Mr. Nouvel makes a starkly classical distinction between the back and the formal public facade. The north and east exterior walls, which don’t face the street, will be fashioned out of crude black concrete blocks punctured by irregularly sized windows. The full beauty of the building doesn’t reveal itself until you circle around to the front, a gleaming glass-and-steel mask that wraps around its southwest corner.

That beauty emerges from the complexity of the glass facade. The 1,650 window panes in its glass-and-steel grid are set at different angles, so that each will be imbued with subtly different qualities of light and reflection. Portions of the facade will seem to shimmer like the surface of water at times, and at others be more opaque. The silhouette will glow like a torch one minute and dissolve into the surrounding skyline the next.

Heightening the sense of surprise is the facade’s relationship to the interior. At ground level a protective glass barrier creates a transitional zone between the street and the restaurant and lobby. Terraces will bridge the space overhead. Down below, the back of the lobby is anchored by a tranquil garden, luring you deeper into the space.

Over all it’s a heady alternative to the austere, buttoned-down tone of, say, Park Avenue’s residential buildings. For those who can afford it, why not? For the rest of us Mr. Nouvel’s buildings make fetching architectural eye candy.

Posted by M at 18:04:42 | Permalink | No Comments »

The Battle for a Mortgage

By CHRISTINE HAUGHNEY; Published: April 1, 2007

AS homeowners across the country have dealt with the declining values of their houses and their ballooning mortgage payments, most New Yorkers seem to believe that the market here doesn’t play by the same rules.

But in recent weeks, a growing number of New Yorkers, often with six-figure salaries and reasonably good credit, have begun to find that mortgages are harder to get as lenders try to stem losses from loans to the weakest, or subprime, borrowers.

While mortgage brokers insist that most buyers in New York can still close deals, they also warn that people with any red flags on their mortgage applications will face delays and will pay higher fees. Potential problems include low credit scores or high credit-card balances or listing a suspiciously high salary for a given job.

“You’re going to pay the piper for any little mistake,” said Melissa Cohn, the president of Manhattan Mortgage Inc. She said her brokers — who last year arranged more than $3 billion in mortgages, mainly in New York City — were spending twice as much time on each application as they did a month ago because of new lending requirements, and she expects the situation only to get worse.

“The impact is going to be much greater as banks demand that people have clean credit to get the best mortgages,” she said.

Buyers like Lee and Kimberly Au had to adjust their expectations. The Aus wanted to buy a one- or two-bedroom condominium costing $800,000 to $1.25 million at the Atelier on West 42nd Street, now that their 8-year-old son has a modeling contract in New York. But they quickly learned that they could no longer get 100 percent financing, even though Dr. Au makes more than $700,000 a year as a surgeon in Hawaii. So the couple settled on a $625,000 studio and used $62,500 in savings for the down payment.

Eric Eisenberg, the mortgage broker handling the deal, said that even though the Aus put up more cash, the transaction was far more difficult to close than it once would have been.

“About three weeks ago, I would have gotten this done by snapping my fingers,” said Mr. Eisenberg, who is the executive vice president of the EFI Capital Corporation, a mortgage brokerage based in Garden City, N.Y. “Now it’s a very lengthy and time-consuming process where every bit of paperwork has to be done to the T. The guidelines are literally changing every hour.”

Until recently, many New Yorkers found it fairly easy to get mortgages. Then banks that made loans to subprime borrowers started running into trouble when the borrowers found it impossible to pay their mortgages and fell into foreclosure. As a result, banks have cut back on all types of loans.

Nationally, indicators show that the real estate market is in turmoil. A report issued on March 23 by the National Association of Realtors said that existing home sales in February 2007 jumped 3.9 percent from the month before but were 3.6 percent lower than the same month the year before. A report issued on March 26 by the Commerce Department said that new home sales in February dropped by 18.3 percent from the year before, to a seven-year low.

In any case, lenders who are experiencing an increase in foreclosures are tightening standards on mortgages across the board.

“Lenders are going to scrutinize borrowers more carefully” in the next six to nine months, said Doug Duncan, the chief economist at the Mortgage Bankers Association in Washington. He added, “The pendulum is probably going to swing too far in the other direction before it settles.”

That means more New Yorkers are already having to provide more documents to get approvals for all types of mortgages. For example, some brokers who used to get loans approved by lenders without proof of assets from divorces now require the actual decrees. Other mortgage lenders are requiring W-2 forms or pay stubs that they didn’t ask for before.

In one example, Nora Walsh, a loan officer at Preferred Empire Mortgage in Manhattan, spent two weeks trying to get a mortgage for a client who lived in New York City. The client, who would not agree to be interviewed, is the information technology director for a global financial company who was seeking a $550,000 mortgage to buy an apartment in Greenwich Village.

He had excellent credit and had been working in the industry for 13 years, but the underwriter in Florida who was reviewing the file did not believe that his job would pay $156,000 a year in salary and bonuses.

Ms. Walsh said that was the first time this question had come up in the last decade. “They thought his income was exaggerated,” she said. Getting the question resolved delayed the deal by two weeks.

Banks are also depending more than ever before on high credit scores before making deals and are even tightening their standards.

Credit scores typically measure a number of factors, from how promptly borrowers pay their bills to how much credit-card debt they have. The rankings range from 300 to 850. David Strause, a private mortgage banker with Countrywide Financial in New York, said that prime borrowers who can negotiate the best rates typically have scores of 700 or more. Borrowers in the “Alt-A” category have mid-tier credit levels, with scores between 620 and 680. Subprime borrowers have scores below 620.

Ms. Cohn of Manhattan Mortgage said that six months ago she could negotiate mortgages at good rates for borrowers with credit scores of more than 660. That score now has shifted to 700 “to open any doors,” she said.

In many cases, economists say, borrowers are going to be treated like subprime and Alt-A borrowers for what would seem to be fairly common mistakes, like not paying a few bills on time or carrying a lot of debt.

“One of the myths is that subprime is a province of the poor,” said Mr. Duncan of the Mortgage Bankers Association. “Subprime is a province of people who don’t manage credit well,” regardless of their incomes.

The Aus recently found that their credit scores had slipped into these lower categories. Dr. Au, who has four surgical offices in Hawaii, saw his score dip to a subprime level after he and a relative invested in a project, which Ms. Au would not discuss. She said the relative had missed some payments.

At the same time, the couple’s 8-year-old son, Lee Jr., got a contract with a modeling agency. Since their 26-year-old son, Isaac Calpito, performs in “Mamma Mia” on Broadway, and their 17-year-old daughter, Tatiana Echevarria, and 16-year-old daughter, Nataysha Echevarria, hope to pursue Broadway careers, the Aus thought it made sense to buy a Manhattan apartment.

The Aus tried to tap into the equity in their four-bedroom house in Honolulu or their rental property at Haiku Plantation nearby in Kaneohe, but banks refused to refinance or to lend on these investments.

The couple are using Ms. Au’s credit score, which falls in the Alt-A category, to qualify for a 7.5 percent first mortgage and an 8.5 percent second mortgage.

“We have a lot of our money tied up in real estate in Hawaii,” she said. “I knew we had to find something quick.”

Some borrowers are trying to beef up their credit scores before applying for mortgages.

Corey Miller, a technical designer of men’s and women’s outerwear who makes about $140,000, counting his salary and rental income, bought a three-family house in 2005 in Crown Heights, Brooklyn, with a friend for $525,000.

At the time, he and his friend were able to get 100 percent financing for the property because Mr. Miller had a credit score of more than 720. After spending nearly $50,000 on renovations — new floors, kitchens and cabinets — he signed leases on his two apartments that brought in about $3,000 in monthly income. He and his friend live in the third unit. He then had the property reappraised and found out that its value had risen to $750,000.

But the $25,000 he charged to five credit cards for the renovation work lowered his credit score to 690, and his prospects for refinancing were diminished. When he tried to refinance the building, applying for a 30-year mortgage for $550,000 at an interest rate of 6.25 percent, his application was rejected.

His broker, Joe Levy, the president of Middlegate Mortgage in Manhattan, said that Mr. Miller had too much debt on his credit cards and because his was a three-family property, he was applying for an unconventional mortgage.

So Mr. Miller, who recently received a large tax refund, paid down his credit-card balance to about $15,000. Now he carries a lower ratio of overall debt to available credit. He plans to reapply for a new mortgage when his credit score is updated this month.

“We’re playing the waiting game until April 15,” he said. “Then we’re going to resubmit.”

Other borrowers are just taking much longer to get the right deal.

Last April, Dan Simonette, a labor and employment lawyer, took out a $200,000 second mortgage on his home in Prospect Heights. He wanted to renovate the first floor to make it accessible for his 75-year-old mother, Noreen, who is blind.

His credit score had dipped to about 500 because of bills incurred in a divorce and the cost of hiring a home attendant for his mother. At the time, Mr. Simonette, who makes more than $100,000 a year, got a second mortgage with an 11.75 percent interest rate from the Emigrant Savings Bank.

By December, he had improved his credit score slightly and tried to refinance at more than a dozen banks. Early last month, he finally was able to get a 6.8 percent interest rate with Fremont General, a subprime lender based in Santa Monica, Calif. But the day the loan was supposed to close, Fremont said it was selling its subprime business. Mr. Simonette’s mortgage ended up being one of the last loans that Fremont executives approved.

He said that based on his experience, borrowers can expect the application process to take more time than normal. “It was harder to get answers,” he said. “It was harder to get a return call.”

Others potential buyers are bowing out.

Since Labor Day, Ellen Kapit, an agent with Sotheby’s International Realty in Manhattan, has been trying to sell her two-bedroom co-op in Midtown for $1.375 million so that she can buy a smaller apartment in her building. She has also been trying to sell a house she owns in Southampton for $875,000.

She found a $995,000 house in Sag Harbor that she thought might be easier to rent out when she wasn’t in residence. She wanted to get a 90 percent mortgage until she sold her apartment or the Southampton house, or both. She didn’t expect any difficulties, because she has an excellent credit score in the mid-700s and annual income of more than $100,000 a year.

Her mortgage broker, Lenny Holler, a senior loan officer at Preferred Empire Mortgage in Manhattan, suggested that she take out a “cross-collateralized loan,” which means that it would include both Hamptons houses and that the lender could foreclose on both if there were any problems.

But the lenders wanted to charge more than they would have even a few months ago. Ms. Kapit was to pay about 7.5 percent in interest on the mortgage for the new house and 10.25 percent on a $500,000 bridge loan, plus two percentage points as a closing fee. The points translate to $10,000, meaning her closing costs would total of $29,000.

Ms. Kapit finally backed out of the deal for the Sag Harbor house until she sells her apartment or her Southampton house.

“Maybe at that time I won’t need to borrow as much,” she said.

Posted by M at 03:26:20 | Permalink | No Comments »